Affiliate Disclosure

How Kailo Makes Money

Kailo is a free healthcare navigation platform. We never charge you for using our tools, assessments, or recommendations.

We earn affiliate commissions when you sign up for health sharing organizations through our platform. Our current affiliate relationships include:

• Sedera Health — We earn a referral fee when you enroll through Kailo.

These financial relationships may influence which organizations we feature or recommend. We believe these are genuinely good options for the families we serve, but you should know about our financial incentives when evaluating our recommendations.

What This Means for You

When you see us discuss health sharing plans — on our website, social media, or in our tools — we have a financial interest in certain organizations. We try to present options honestly and include alternatives, but our revenue depends on health sharing referrals.

We encourage you to:

• Research health sharing organizations independently before enrolling
• Read the organization's sharing guidelines and member responsibilities carefully
• Understand that health sharing is not insurance and does not guarantee payment of medical bills
• Contact the health sharing organization directly with questions about eligibility or sharing limits

Health Sharing Is Not Insurance

Health sharing plans are voluntary, community-based cost-sharing arrangements. They are not insurance products and are not regulated as insurance. Health sharing organizations do not guarantee payment of medical bills. Monthly contributions and sharing guidelines vary by organization.

Savings Estimates

Savings estimates shown on Kailo are approximations based on publicly available pricing data. Actual savings depend on your family size, location, health status, current insurance plan, and the specific providers and health sharing organizations you choose. We use hedging language like "typically," "estimated," and "around" because individual results vary.

Questions

If you have questions about our affiliate relationships or how we make money, email us at support@joinkailo.com.